Last updated on December 18th, 2017


Hi! Erin here!  Welcome to View From Our Terrace.  I hope you stay awhile.  If you are looking for a place to find the confidence that you can get your day-to-day life and money organized, you have come to the right place!  Whether you just want to get your life and money under control to benefit you and your family in the future or desperately want to stay home with your kids, I can help you!

I started this blog first as something for me to focus on for myself and slowly realized that I could impact people’s lives AND maybe even make a little money to supplement our one-income household.  I love reading about personal finance and hearing people’s success stories with their money.  I truly love showing people how easy it is to create a budget and make it work for them.  My biggest goal with my blog is to help my readers overcome their fear or lack of knowledge of how to manage their money.

View From Our Terrace is for those interested in challenging themselves to worry less about how much money they have and focus more on appreciating the life they have.  The amount of money you have does not have to define you.  Sure, more money can make things easier, but it rarely makes you happier in the long run.  By learning to save money and get creative with your spending, you will actually find that you have MORE money (and sometimes even to spend on unnecessary things!)

If you are finally ready to really sit down and get your finances under control and live a more frugal life then you have stopped at the right place.  Don’t let your fears of money OR money itself control you any longer.  I believe that anyone can create a budget that works for them and stick to it with a little work and lot of determination.  You will find that you have a sense of freedom once YOU are the one controlling your money.

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If you have always dreamed of quitting your 9-5 job and staying home with your kids or figuring out how to work AND be home with your kids, I am here to tell you that it is possible.  Living on one income IS possible, no matter how unrealistic it may seem.  We have been doing it for the past 2 years and we are still alive 🙂

Here at View From Our Terrace, you will find information about my favorite nerdy passion (personal finance with a large focus on budgeting) as well as easy recipes, tips for living a frugal life, and ways to organize your day-to-day life to help you be more successful and productive in your goals.


Alright now a little about me…

I am a twenty-something stay-at-home mom to one crazy toddler and another little one on the way!  I am also a wife to my high-school sweetheart.

I graduated from the University of Virginia with a degree in Engineering and way too much student loan debt.  I wish I had realized years earlier (like the day I graduated) that I needed to attack my student loans immediately and get them paid off before “life” got in the way.  My husband and I are now working on this, but it is definitely harder on one income and with kids!

I think spreadsheets are super fun!  I have lots of spreadsheets when it comes to our finances and have tons of ideas for new ones!

I love discovering and sharing with others ways to live a full and happy life on a single income.

I am not very good at sitting still and “relaxing” so this blog has really given me something to focus on for just myself AND opened up the opportunity for me to create a supplemental income for my family.

I love personal finance topics and math.  Before quitting my job to stay home, I was a high school math teacher.  Helping others through my blog helps satisfy that “teaching bug” in me.

Don’t be a stranger! Send me a message with your personal “money” story –> erin@simplebudgetcents.com.

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