Daily Archives: January 2, 2017

Why I Create a Budget Every Month

Last updated on September 10th, 2020Once upon a time I thought I was so smart and efficient for spending hours pouring over a spreadsheet and figuring out the PERFECT numbers that would make our budget work for the new year – usually based on our spending from the previous year (spending that was over budget for that year, mind you). And thus, a vicious cycle began. The problem was, I was setting the same numbers for each of my expense categories every month. ¬†Apparently, I was under the impression that we do the exact same thing in our lives, and […]