6 Areas to Save Money During Wedding Season

Last updated on March 19th, 2018As an almost-thirty-year-old (not quite yet!), I feel like half my Facebook newsfeed either gets married or attends a wedding every weekend.  I am sure you are thinking it is hard to save money during wedding season! If you are in that mid-twenty to mid-thirty age range, you know exactly what I am talking about. And you have your fair share of weddings to attend each year between April and October. It can get EXPENSIVE.   Sometimes you might even feel like you don’t want to RSVP ‘yes’ to another wedding in fear of what […]


4 Ways to Save Money Without Coupons

Do you know how to save money without coupons? I used to be a moderate couponer when we first got married.  I had just quit my job and we were new to the whole strict budgeting and living on one income thing. I eventually stopped couponing once I got my teaching job about a year later because it was just too much work and it was not really “necessary” anymore. Since I have been staying home with our kids, couponing still is not the best use of time in my mind, but I have found a few other ways to […]


Procrastination is Killing Your Dreams

Last updated on March 19th, 2018I have always been a huge procrastinator.  I like to think I work well under pressure.  In high school, I would wait until the very last minute to finish up homework and projects or study for tests.  I would put all my energy and focus on the task because I knew it was the last chance I had to get it done.  Best procrastination strategy ever, right? This did not work so well in college. I feel like as life has gone on and I have gotten older, I have learned time and again that […]


Life Insurance is a Necessary Expense in Your Budget

Last updated on June 13th, 2017Let’s discuss a topic that most people do not think about often enough.  Life insurance is something you should be thinking about as soon as there is someone else in your life who would be affected financially by your death. It is absolutely a necessary expense in your budget. It is always better to be protected to lessen the financial burden that death may cause for your family. While usually I am advocating for ways you should be saving money, this is an instance where I am recommending that you spend money in order to […]


Best Practices for Managing Student Debt

Last updated on June 13th, 2017This is a guest post from Drew Cloud over at The Student Loan Report. For millions of Americans, borrowing from federal or private student loan providers is a necessary component of attending a college or university to earn a degree. Nearly 70% of all graduates leave school with a student loan burden, averaging more than $35,000 per individual. In 2016, the Federal Reserve Board reported more than 19% of borrowers owe $50,000 or more in student debt – a financial obligation that represents more than a car purchase or a down payment on a home. […]


How I Am Paying off $38,350 in Student Loan Debt

Last updated on June 13th, 2017This is a guest post by David over at millenialpersonalfinance.com.   It is no surprise that student loan debt controls the lives of many borrowers. In fact, many of the borrowers who did take out a student loan did not fully understand the position it would put them in when they graduate. I know I did not, but I still have to pay the amount back. I have decided that I do NOT want to be making student loan payments for the rest of my life, so I will be paying down my student loan debt […]


13 Freezer Meals to Make Your Dinners Easier

Last updated on October 28th, 2017Do you know what feels really amazing?  Knowing that you have a month’s worth of meals prepped and ready to go in the freezer!  Freezer meals or freezer cooking is seriously awesome.  If you have not tried it, I highly recommend doing so!  There are so many situations where freezer meals can come in handy. I made freezer meals when I started teaching, knowing that I would be too exhausted to cook dinner every night when I got home – especially in the first few months.  I made freezer meals before my first daughter was born […]

freezer meals

Setting a Gift Budget for All Occasions

Last updated on June 14th, 2017One area of our budget that has a tendency to get out of hand is our gift budget category. In the past, I have not been very good at anticipating all of the social events that will require a gift purchase.  In turn, this usually means that we end up spending too much on a gift or just not budgeting properly for the month. There is also the pressure of being invited to a birthday party (especially a kid’s party!) last minute and needing to get a gift but knowing it is not in the […]


How to File Your Own Taxes with Ease

Last updated on March 6th, 2018This may be your first year filing your own taxes or maybe you have been doing it for awhile now. Regardless, I hope that tax season does not induce large amounts of stress for you.  It really does not need to be that difficult. The keys to success when learning how to file your taxes yourself are staying organized, starting early, and using a tax software! I have been using TurboTax online since the first year I started filing my own taxes and I have always found the process easy and even fun (mostly because […]


$1000 Emergency Fund – Why It Works for Us

Last updated on June 12th, 2017 Ever since graduating college, I had been obsessed with having at least $10,000 in the bank.  I figured it was a good enough of an emergency fund to cover any “emergencies” that were not long-term job loss.  The problem was that I (and then we, once we were married) would either hesitate to dip into this money for “emergencies” and instead put it on a credit card or we would use the cash for something that we deemed important.  But looking back, none of those items were really that important, let alone emergencies.  Saving […]