Saving Money


Setting a Gift Budget for All Occasions

Last updated on June 14th, 2017One area of our budget that has a tendency to get out of hand is our gift budget category. In the past, I have not been very good at anticipating all of the social events that will require a gift purchase.  In turn, this usually means that we end up spending too much on a gift or just not budgeting properly for the month. There is also the pressure of being invited to a birthday party (especially a kid’s party!) last minute and needing to get a gift but knowing it is not in the […]


$1000 Emergency Fund – Why It Works for Us

Last updated on June 12th, 2017 Ever since graduating college, I had been obsessed with having at least $10,000 in the bank.  I figured it was a good enough of an emergency fund to cover any “emergencies” that were not long-term job loss.  The problem was that I (and then we, once we were married) would either hesitate to dip into this money for “emergencies” and instead put it on a credit card or we would use the cash for something that we deemed important.  But looking back, none of those items were really that important, let alone emergencies.  Saving […]


Homemade Macaroni and Cheese | Tex-Mex Style

Homemade Macaroni and Cheese | Tex-Mex Style   Who doesn’t love good old fashioned homemade macaroni and cheese?  It is delicious, cheesy, and comforting.  During the holidays I feel like I am always preparing something for a party, get together, cookie exchange, or big meal so during the other days during that week I like to try and keep our dinners simple and cheap.  Not to mention, it seems to be super gloomy and rainy in December here in Virginia (but of course no snow!) so I am always craving some comfort food. Sometimes I like to put a little […]


Amazon Prime – Is It Worth It?

Last updated on February 28th, 2017Amazon Prime – Is It Worth It? Do you have Amazon Prime?  Is it something you have been considering, but you’re not sure it is worth it?  As a previous skeptic, I am here to tell you that it is! Not only is the annual cost really low compared to how much you would otherwise spend on shipping, but there are so many great features to be found once you sign up.  Plus, you have nothing to lose if you sign up for a free 30-day trial!  That is how I started out.  I signed […]


How to Create a Christmas Budget

Last updated on October 28th, 2017Christmas comes at the same time every year.  So why do so many people go into debt or not create a budget for Christmas? Christmas 2015 was the first time we ever set a true budget for spending on Christmas items.  While we did go over that budget, we were lucky and still did not go into debt because of overtime that my husband worked in November. Related: Christmas Budget Planner –> Not ready to think about Christmas yet?  Pin this post for later to your Christmas board so you can track your budget when […]


Slow Cooker Chili

Last updated on February 3rd, 2017 Slow Cooker Chili I love fall, especially when it means you get to make warm comfort foods.  This slow cooker chili is easy to make and absolutely delicious.  Chili is great for tailgates, football parties, and just regular old weeknight dinner.  It can easily be frozen so you can save the leftovers or stock up for later.  Did I mention that it smells amazing and so after a day of being in the crockpot, your house will smell wonderful! This slow cooker chili takes about 30 minutes to prepare and 8 hours to simmer on […]


3 Ways to Save Money this Thanksgiving

Last updated on November 14th, 2017Thanksgiving is almost here and whether you are planning on hosting for just your family or a whole host of guests, the time and money spent on preparing a large meal can be overwhelming. I have hosted Thanksgiving exactly once so far in my adult life and while I had a blast doing it, I did not realize how much really went into the planning and execution.  Here are three easy ways to save money this Thanksgiving, no matter how many people you are hosting. {affiliate_disclosure] Stock up on food you need ahead of time. If […]


How to Earn Money Grocery Shopping

Last updated on February 28th, 2017 How to Earn Money Grocery Shopping I used to be really into couponing to save money on groceries.  I was no extreme couponer, however I was pretty excited when I would save $30 or so on a grocery trip.  I truly thought that this was the only way to save money on groceries.  In spite of this, I was still in my phase of buying whatever I wanted every time I went to the grocery store and as long as I saved some money it was all good, right? Wrong.  I have since stopped couponing in […]


14 Ways to Save up to $33,000 this Year

Last updated on March 19th, 2018There are things in life that we all do or buy on a daily basis that while may seem like small expenses in the short term, really add up to larger expenses over time.  Here are 14 ways to save money… up to $33,000 in the next year!  You will have to make some sacrifices and lifestyle changes, but with big sacrifice comes big rewards. 1.  Make a Grocery List and Meal Plan This is a major one where you will have the most control over.  I went from walking through the grocery store and […]


Cloth Diapering 101 – What I Have Learned

Last updated on March 6th, 2018 Cloth Diapering 101 – What I Have Learned Are you interested in cloth diapering but nervous about how it will go?  All I can say is that once you get past the first week or so it is totally worth it!  My only experience with cloth diapering had been from what my mom told me about the white cloth diapers with the safety pins and plastic pants.  She warned me that it was not worth it, but I was convinced diaper technology had improved enough to make the process easy!  Below is what I […]