19 Financial Goals for Your Family that You Could Start Working on Today

Last updated on March 6th, 2018Financial goals always seem very daunting, especially if you have never been good with money.  If you go a step further and consider  “financial goals for your family”, you are probably just feeling like you should give up before you start. I am here to tell you that not only can financial goals for your family be easy to come up with, but they are extremely important for the financial future of your family! Just like all categories that you may set goals for yourself in like health, wellness, organization, and relationships, financial goals are […]


Practical Outdoorsman Gifts

Do you have an outdoorsman in your life?  Whether he hunts, fishes, or just likes to be outside working with his hands, here are some great outdoorsman gifts for you to give him. Folding Hand Saw – My husband received one of these last year for Christmas and he says it is definitely a must have.  It folds up nicely and is perfect to carry around outside and use at the ready! Solar Hand Crank Powered Radio – I bought this as a gift for my husband a few years ago because he wanted to play music out in his shed without having […]


Gift Guide for Kids: Non-Tech Toys

Last updated on December 1st, 2017Given the numerous options today and the abundance of technology, it is always hard to choose toys to give as gifts for kids. If you are buying for your own kids, you know what they already have. However, if you are buying for other kids in your life, you don’t necessarily know what they already have or how the parents feel about technology and its role in their kids’ toys. Here are some great non-tech toys for kids of a variety of ages if you would like to get that something more educational, crafty, or […]


How to Help Your Budget Survive Black Friday

Black Friday and Cyber Monday are two huge shopping days.  The surrounding days and in some cases weeks, are also big times to catch sales on deals on products of all kinds. It is so easy to blow your budget shopping all those crazy Black Friday deals. If you have been out to physical stores on Black Friday, emotions are running high and there is this unspoken pressure to buy things that you would not normally think of purchasing. Here are some tips to shop Black Friday or Cyber Monday deals without blowing your budget or making unnecessary purchases. Make […]


6 Ways to Make Your Christmas Budget Last

Last updated on November 10th, 2017This year you are setting a limit on your Christmas spending and are determined to make your Christmas budget last. You will not buy unnecessary items. You will not use credit cards and go into debt for Christmas. You will enjoy the holiday season with your family. You will not stress over finding the perfect gift or how much money you spent on each person. Do these statements sound familiar? Christmas is the most wonderful time of the year…right?  It is supposed to be anyway! However, far too many of us stress ourselves out over the […]


Educating Your Children on Good Financial Habits Before They Leave Home

This is a guest post from Patty over at Working Mother Life. We have just a short amount of time to prepare our children to be productive members of society. From a very early age, our children watch everything that we do and learn from us. They soak everything up like a sponge. If you haven’t already been doing so, it is time to teach them some good financial habits before they grow up and leave home. The best thing that you can do is model good financial habits and behaviors, but on top of this, you need to teach them […]


Budget Friendly Fall Activities

Budget friendly fall activities are easy to come by.  The weather is a great mix of not too hot and not too cold.  The seasons are changing and if you live in a particularly hot climate, you finally feel like you can go outside! There are so many options for budget friendly fall activities that are indoor and outdoor.  If you are looking for something to do that involves food, sports, exercise, kids, date-night, or friends, I have got you covered! Check out eight of my favorite budget friendly fall activities. Camping My family went camping every year when I […]


5 Ways to Deal with Finances in a Divorce

Last updated on March 19th, 2018This article is a guest post from Andy Masaki over at www.pennylessdad.com. Untangling the varied emotions associated with a divorce is difficult, but untangling your finances in a divorce can be much easier. All you need is a little knowledge to help you out and it is better if both of you make the decision to deal with your finances in a divorce together. It is a bit difficult as your emotions are attached to your home, investments, etc.  Unfortunately, you have no other option than to plan the right way to avoid misunderstanding and […]


5 Back to School Tips and Tricks

Back to school where I live is not until labor day (for now), but I have noticed that many others have already started back to school! August/September is similar to January in that a lot of people kind of start a “new year” and make plans to get organized, start new activities or hobbies, and set up new systems and routines. This is a great time to do this as it is about halfway through the year and allows you to reflect on any goals or resolutions you made in January.  And also add new ones. If you did not […]


12 Items Not to Buy at the Grocery Store

Last updated on March 19th, 2018“http://www.simplebudgetcents.com/wp-content/uploads/2017/08/Not-to-Buy-at-the-Grocery-Store.jpg” Do you dread grocery shopping?  I have a love/hate relationship with grocery shopping. I still hate meal planning, which is the first step when it comes to getting ready to grocery shop.  But that is probably more because I have not set up a working meal planning system. I hate the amount of time out of my day grocery shopping takes, but I actually like being in the grocery store (half the reason why I shop at Wegmans!). I love when I have a perfectly organized grocery list that allows me to minimize my […]